As a newbie (this is only my second post) I will be visiting paypal next to do my (admittedly little) bit! Geoff you have created space for like minds to share and learn together- which is all that's BEST about the net!
I have been a mere guest for months, but finally took the plunge and have NO DOUBT it's the best $20 I will spend this year! All the best to you and MLU- you ROCK!!!