Mine is covered under my farm policy as an "antique White tractor". The company has pictures of it so apparently it doesn't bother them that it was originally an artillery tractor rather than a farm tractor. After all, a lot of military equipment has been converted to farm, forestry, or construction use with varying degrees of success. I have seen half tracks with things like trenchers and well-drilling rigs mounted on them. A few decades back, one of the big American surplus dealers used to advertise converted half-tracks in Rock and Dirt.
I was only interested in liability insurance. The coverage allows me to drive it to up to (I'd have to look up the number) shows a year.They might have been harder to deal with if I had wanted to insure the vehicle itself against damage. I figure that something that conspicuous would be hard to steal, and it's unlikely to be seriously damaged in any collision that I'm likely to survive. That leaves fire, and all I can do about that is carry a lot of extinguishers.
My Carrier is insured the same way as an "antique Ford tractor" but I'm still trying to find a category to insure the Ferret. It was insured under my antique auto policy with Zurich, but when the company was sold, the new company said it didnt "fit their idea of an antique vehicle". To be honest, I haven't looked too hard for a replacement company. It still gets out occasionally, but only to events where the organizers provide transportation and have a liability policy that covers participants.
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04-05-12, 15:40
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